Foreclosure Process

Facing Foreclosure: Your Path Forward


A foreclosure can be a tough and complicated situation for homeowners who can’t keep up with their mortgage payments. As your trusted attorney in Hollywood, Florida, we want to make this often-scary process easier to understand. Let us explore the different stages and results.

Foreclosure usually starts when a homeowner falls behind on their mortgage payments. The lender then starts legal actions to take back the property used as collateral. This process has several proper steps, like getting a notice that says you’re behind on payments, selling the property in a public auction, and, in some cases, making the homeowners leave.

How long it takes and how it happens can be different depending on the rules in your state and your own situation. Usually, homeowners have some time to figure things out, like finding ways to pay, changing their loans, or selling the property to stop foreclosure. A good practice is to consult a lawyer.

Dealing with foreclosure can be really hard, but it’s important to know that you can get help from the best attorney in Miramar, Florida. We can guide you through the process. Talking to your lender early on and understanding what choices you have can make it more likely to find a solution.

Even though foreclosure is tough, remember that there’s still a chance to make things better. Consult the experts at THE ADVOCATE CONSULTING LAW GROUP. We can be your best lawyer in Pembroke Pines, Florida. Reach out to us today!

Foreclosure Process

Can You Stop a Foreclosure in Florida?


Foreclosures can impact most aspects of your life. It will rid you of properties, impact your credit score, and affect your ability to obtain another mortgage in the future.

A judicial foreclosure proceeding in Florida means that you are in default of your mortgage payments for your home. It begins when the lender files a lawsuit in court and asks for an order allowing a foreclosure sale in which the proceeds from such sale will be applied to your outstanding balance or debt. If you want an in-depth explanation for this, it is always best to consult a lawyer. But be sure to choose the best lawyer in Pembroke Pines, Florida, if you live in that area!

For your ready reference, there are ways to stop foreclosure. You can reinstate the loan, redeem the property before the sale, or file for bankruptcy. Our attorney in Hollywood, Florida, will advise you to take these initial steps first if you can.

Reinstating the loan you took can be done even if Florida does not provide a statutory right to reinstate a loan before the sale. Many mortgage contracts provide the borrower this right in the form of a right to cure the default after the acceleration and reinstate the loan. Be sure to check your loan documents and see if this right is available to you.

You can also redeem the property before its sale by paying off the full amount of the loan. If this fails, filing for bankruptcy might be an option. Once you file for bankruptcy, an “automatic stay” goes into effect.

Guard yourself against foreclosures! Consult the best attorney in Miramar, Florida visit or call THE ADVOCATE CONSULTING LAW GROUP today.